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Discover relaxed Florida living in this 3BR/2BA home, built in 2004 and ideally located in the sought-after St. Augustine South Sub. Just around the corner from two community boat ramps, the scenic Shore Drive walking path, and just 15 minutes to the beach. Inside, you’ll find tile flooring throughout the main living areas, a split floorplan, a huge kitchen, and cathedral/tray ceilings creating an open airy feel. Bdms feature charming garden windows that bring in natural light and views of the outdoors. The owner’s suite includes a sliding door & versatile bonus room—ideal for a nursery, office, or cozy reading nook. An enclosed screened room off the kitchen provides the perfect spot for morning coffee or evening relaxation. Enjoy low-maintenance living with a well/sprinkler system, plus a fully fenced yard in a no-HOA community. Just minutes from the beach, Intracoastal, boat ramps, shopping, dining, medical care, and historic attractions. Just perfect for creating lasting memories! Take advantage of this is wonderful opportunity to own a home in one of St. Augustine’s most desirable neighborhoods. Families will appreciate the peace of mind that comes with living in a community served by one of the highest-rated school districts in the state. With a little TLC, this property can easily become the perfect place to call home. Call today to schedule your private showing, or stop by the OPEN HOUSE this Sunday, 4/12/26 from 11 AM–1 PM.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $410 | $410 | $410 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,867 | $1,967 | $2,538 |
| Total Monthly Payment | $2,352 | $2,452 | $3,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.