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Presented by
Al Zambrello |
Perched on a beautifully landscaped corner lot, this charming two-bedroom ranch perfectly balances modern comfort with an effortless, easy-care lifestyle. Ideally suited as a starter home or a sophisticated retreat for those looking to downsize, the property offers a nearly level entry with just two steps, providing a seamless transition from car to front door. Inside, you are welcomed by a versatile three-season porch that flows into a cozy living room anchored by a classic mid-century wood-burning stove. The heart of the home is a bright, walk-through country kitchen featuring newer appliances and elegant granite countertops, leading naturally into a formal dining room, dedicated laundry area, and full bath. Both spacious bedrooms offer generous closet space and ample room for a desk or additional storage. The outdoor living area offers a spacious deck that serves as a perfect vantage point to appreciate the mature, thoughtful landscaping and vibrant seasonal lake views. Located in the heart of Putnam Lake, this home offers a rare combination of tranquil lakeside energy and low-maintenance convenience in a neighborhood where community spirit is always on display.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
Sales Associate
William Raveis Real Estate
Phone: 860.796.0841
Al.Zambrello@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $679 | $679 | $679 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,896 | $2,496 |
| Total Monthly Payment | $2,599 | $2,650 | $3,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.