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**$5, 000 CREDIT TOWARDS BUYERS CLOSING COSTS & 4. 75% VA ASSUMABLE LOAN OPPORTUNITY, OFFERING A RARE CHANCE TO SECURE A SIGNIFICANTLY BELOW MARKET INTEREST RATE. ** Located in the highly sought-after gated community of Canoe Creek, this beautifully designed and meticulously maintained home offers 3 bedrooms, 3 full bathrooms, a dedicated den, and a spacious bonus entertainment room. From the moment you step inside, the home makes an impression with an open concept layout, tray ceilings, upgraded lighting, and large format tile flooring throughout the main living areas. Natural light fills the space through oversized sliding glass doors, leading to the extended covered lanai and creating a seamless indoor outdoor flow ideal for both everyday living and entertaining. A major highlight of the home is the dedicated bonus entertainment room, currently set up as a private movie space with direct lanai access. The audiophile home theater with a 135 inch screen is available as an option, offering a true in home cinematic experience for buyers seeking something special. At the heart of the home, the kitchen features granite countertops, a large center island, stainless steel appliances, a built-in wall oven and microwave, and an upgraded industrial-style oven. The kitchen opens to the dining and living areas, making it ideal for hosting while staying connected. The primary suite offers a private and spacious retreat with abundant natural light and a builder updated en suite bathroom complete with dual vanities, granite countertops, and an oversized walk in shower. The oversized walk in closet is a notable upgrade not included in all Neal Communities Captiva floorplans, providing exceptional storage. Two additional guest bedrooms and a versatile den provide flexibility for a home office, study, or additional living space. Step outside to the extended lanai and enjoy a peaceful backyard setting with room to create your own outdoor retreat. Canoe Creek offers a resort style lifestyle with a clubhouse, pool and spa, fitness center, tennis and pickleball courts, walking trails, dog park, and outdoor gathering spaces. The gated entrance and well maintained surroundings add to the overall appeal. This home combines a strong financial advantage, flexible living spaces, and lifestyle features in one of the area’s most desirable communities. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. **
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $599 | $599 | $599 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,443 | $4,532 |
| Total Monthly Payment | $4,040 | $4,134 | $5,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.