5303 OSPREY RIDGE DRIVE, Lithia, FL, 33547 | $1,150,000

** $235K is assumable at 2. 25% as long as buyer meets VA requirements. ** Welcome to this exceptional Cardel Wilshire II home located within the gated FishHawk Preserve community in Lithia—where generous space, thoughtful upgrades, and everyday functionality come together beautifully.
Situated on a . 30-acre homesite, this 4-bedroom, 4-bathroom pool home offers over 3, 600 square feet of well-designed living space, complemented by a 4-car split garage (two front-facing and two side-facing), a pavered driveway and walkway leading to the entry. Step inside to find porcelain tile throughout the entire first floor, enhancing both style and durability. Just off the entryway, a formal dining room provides a dedicated space for gatherings, while a study/den behind glass French doors sits opposite—ideal for a home office or flex space.
At the heart of the home, the kitchen is designed for both everyday living and entertaining, showcasing a large island, stone countertops, custom backsplash, gas cooktop, built-in oven and microwave, dishwasher, and refrigerator. A butler’s pantry with additional cabinetry and a large storage closet with deep shelving offers exceptional storage. The kitchen flows seamlessly into the dinette, which overlooks the outdoor living space, and into the living room featuring triple sliding glass doors that open fully to the lanai. Outdoor living is elevated with a screened saltwater pool and lanai, finished with Shell-Lock pavers, ceiling fans, and two access doors to the backyard. The space is designed for entertaining with perimeter party lighting, a gas-plumbed firepit, and a convenient pool bath (Bath 3) with direct outdoor access. Thoughtful touches include a radio-controlled dog door, and all pool equipment—including the cleaner and hoses—will convey.
The split bedroom floor plan ensures privacy and flexibility. The primary suite is tucked away on one side of the home and features dual walk-in closets and an en-suite bath with a dual sink vanity, garden tub, and separate shower. Bedrooms 2 and 3 are located on the opposite side of the home, each with walk-in closets and separated by a built-in workstation/desk area. Upstairs, a large bonus room, fourth bedroom, and full bathroom create a versatile space ideal for guests, multi-generational living, or a private retreat.

This home also offers modern efficiency and convenience, featuring solar panels for significant energy savings, two LG backup batteries to power essential systems during outages, and a surround sound system with speakers installed in the patio, garage, bonus room, study/den, living room, kitchen, and dining room, with components included. The laundry room includes cabinetry, washer, and dryer, while the garage provides three ceiling-mounted storage racks. Wide slat blinds are installed throughout, and gutters with downspouts lead to underground drainage conduits for added peace of mind.
Located within Fishhawk Preserve and part of the highly sought-after Fishhawk Ranch Community, residents enjoy access to top-rated schools, parks, trails, and a variety of amenities, all while being conveniently close to shopping, dining, and major commuter routes. This home offers the perfect blend of comfort, efficiency, and elevated indoor-outdoor living—ready to welcome its next owner.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2017
  • Garage: 4-car Driveway, Garage Door Opener, Garage Faces Side, Split Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,772
  • Acreage: 0.3
  • Est. Taxes: $11,921
  • HOA Fee: $1,997 Annually
  • Elem. School: Bevis-HB
  • Middle School: Barrington Middle
  • High School: Newsome-HB
  • Pool: Pool Sweep, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: TB8468963
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /eprop/TB8468963/5303ospreyridgedrive_lithia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2026 6:17:08 PM)
Listing courtesy of Eaton Realty   Phone: 813-672-8022

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NMLS Mortgage Loan Originator ID 16953

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5303 OSPREY RIDGE DRIVE, Lithia, FL, 33547

$1,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.235% 6.164%
Monthly Tax Payment $993 $993 $993
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,442 $5,590 $7,763
Total Monthly Payment $6,560 $6,708 $8,881

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.