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Welcome to 12397 Stone Bark Trail in Orlando, a thoughtfully designed home that blends comfort, practicality, and style. This residence offers a screened-in lanai with lush green space, providing a private, bug-free outdoor retreat perfect for morning coffee, entertaining, or quiet relaxation. A climate-controlled garage protects your vehicles and valuables while offering versatile space for hobbies or a workshop. Inside, you’ll find a custom-built closet system in the primary suite that maximizes organization and storage, making daily routines effortless. The kitchen and dining area feature a wall feature with abundant storage, delivering ample cabinetry and surface space to keep everything within reach while maintaining a clean, streamlined look. Additional highlights include a well-appointed kitchen with modern appliances and generous counter space, sunlit living areas, and bedrooms with flexible use potential. Conveniently located with easy access to local amenities, parks, and schools, this home is an ideal move-in-ready option for buyers seeking practical upgrades and thoughtful storage solutions.
Offers received and executed in the first week of listing will include a seller-paid home warranty for added peace of mind. Schedule a showing to experience the flow, warmth, and details that make this house feel like home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$609,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $487,200 | $487,200 | $487,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $532 | $532 | $532 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,918 | $3,076 | $4,046 |
| Total Monthly Payment | $3,542 | $3,700 | $4,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.