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Welcome home to 1923 Red Loop, a stunning, nearly-new residence built in 2024 that perfectly blends modern comfort with peaceful waterfront living. Located in the desirable Saddle Creek Preserve community of Lakeland, this 4-bedroom home offers 1, 936 square feet of meticulously upgraded living space designed for comfort and style. As you arrive, you’ll notice the freshly RE-SODDED FRONT YARD and a 2-car garage enhanced with a CAMERA KEYPAD and specialized outdoor lighting. Step through the front door, secured by a 2026 smart lock, and into an inviting open-concept interior featuring durable tile flooring with professionally stained grout completed in 2025. The gourmet kitchen is a true showstopper, featuring extensive 2025 upgrades: Subway tile backsplash paired with sleek all-black sink and cabinet hardware, halo lighting, and an accent light fixture; Modern water fixtures and a high-quality, RO FILTRATION system right at the sink.
This space flows seamlessly into the dining room, where you can set the perfect mood with dimming lights and a farmhouse-style light fixture. Throughout the home, upgraded light fixtures and dimmers allow you to customize the ambiance of every room. The master suite serves as a private retreat, featuring a master bathroom upgraded in 2025 with mood lighting above the shower, black grout for a modern look, and new light fixtures above the mirrors. The additional bathrooms have also been refreshed with upgraded water and light fixtures. For peace of mind, the home is equipped with a comprehensive security system, including door and window alarm sensors and a monitored fire sensor.
The true "favorite spot" of this home is the expansive outdoor living area, featuring a fully enclosed, screened patio area featuring ceiling fans and lights—the perfect quiet spot to gather with friends or enjoy some peace and quiet with a water view. Beyond the enclosure, you’ll find an additional paved area with a dedicated concrete BBQ slab, and a PVC privacy fence enclosing the yard. The property faces the water, where catch-and-release fishing is allowed right in your own backyard. Around the side, out of view of the backyard, is a concrete slab that holds a newly-installed shed for all your storage needs. Also included is a desirable new WATER SOFTENER system, located inside the garage to avoid weathering.
Living in Saddle Creek Preserve means access to a community pool, dog park, walking paths, and hiking trails, all for a very low HOA fee of $225 annually. You are within walking distance of the local high school and minutes from shopping and major highways, providing easy access to both Tampa and Orlando. Only 15 minute drive away is downtown Lakeland, which hosts a farmer's market every weekend and features beautiful water views, delicious foodie offerings, and local charm. This move-in-ready home is still under warranty for major appliances, offering the security of a new build with the custom upgrades of a forever home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $533 | $533 | $533 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,609 | $1,697 | $2,204 |
| Total Monthly Payment | $2,217 | $2,305 | $2,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.