103 Oakland Avenue, Cranston, RI, 02910 | $395,000

Some homes just feel right the moment you pull up and 103 Oakland Ave is one of them. The new front wall and walkway set the tone before you even reach the door. Fresh siding, new gutters, a new roof the kind of updates you can't see from the inside but absolutely feel in your bank account when they're missing. This Cape Cod has been taken care of where it counts. Step inside and you're greeted by warm hardwood and laminate flooring that runs throughout the home. The three bedrooms are comfortable and the full bath is clean and functional everything you need to settle in from day one. Out back, a brand-new patio is waiting for its first summer. Fire pit, string lights, Sunday dinners the yard gives you the space to make it whatever you need it to be. Located in Cranston, you're minutes from major commuter routes, local dining, and everything the greater Providence area has to offer. Turnkey homes at this price point move fast this is one you don't wait on.

Features

  • Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Cape Cod
  • Year Built: 1942
  • Garage: No Garage
  • Heating: Oil,Steam
  • Cooling: None
  • Basement: Full,Interior Entry,Unfinished
  • Approx Sq. Feet: 1,050
  • Acreage: 0.09
  • Est. Taxes: $3,906
  • Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • MLS#: 1408834
  • Website: https://www.raveis.com
    /prop/1408834/103oaklandavenue_cranston_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Clark ParriottSales Associate

443.250.2910

Clark.Parriott@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

103 Oakland Avenue, Cranston, RI, 02910

$395,000

Clark Parriott

Sales Associate

William Raveis Real Estate

Phone: 443.250.2910

Clark.Parriott@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,819 $2,023 $2,624
Total Monthly Payment $2,220 $2,424 $3,025

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.