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If you've been searching for a truly move in ready home, this 3 bedroom, 1. 5 bath Cape in Warwick's Hoxie neighborhood is a must see. Well maintained and completely turn key, it is a great option for a first time buyer or anyone looking for a low maintenance alternative to condo living. Inside, the home offers a bright and inviting layout with hardwood floors throughout the living areas and bedrooms, adding timeless character and durability. The kitchen is ready for everyday use with a gas range and dishwasher. Outside, you'll find vinyl siding installed in 2024 with a transferable warranty, plus a fully fenced backyard with a patio and storage shed, offering privacy and flexibility for pets, outdoor enjoyment, or future plans. The home has also seen major mechanical upgrades for comfort and efficiency, including a high efficiency gas furnace, high efficiency hot water heater, and central air. Solar panels have provided approximately 60% savings on electric costs, and the seller will pay off the solar loan in full at closing so the next owner can enjoy the benefits without added debt. Conveniently located near shopping, dining, I-95, T. F. Green International Airport, Warwick Mall, Warwick City Park, and Oakland Beach, this home offers easy access to everyday essentials, recreation, and travel. Come see all that 122 Leigh Street has to offer. Sale subject to seller finding suitable housing.
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $275,920 | $275,920 | $275,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $285 | $285 | $285 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,632 | $1,699 | $2,253 |
| Total Monthly Payment | $1,991 | $2,058 | $2,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.