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A well-positioned studio on a high floor at 415 East 85th Street, meticulously maintained and ready to live in. The layout is more considered than most — with ample space for a living room set, dining, and a desk. Currently outfitted with a Murphy bed (that can easily be removed), custom closets including a massive walk-in, and new windows that bring in steady northern light without the afternoon glare. The kitchen is properly equipped with stainless steel appliances and a dishwasher. Small details have been attended to: a Toto toilet, quality finishes, nothing feeling provisional. The building's rooftop terrace is a genuine asset — open in all directions, with views that take in the East River to the east and the midtown skyline to the west. There is also 24-hour doorman, live-in super, laundry, additional storage, and garage with discounted parking for residents. 415 East 85th Street sits in the heart of the Upper East Side, one block from the Q train at 86th Street and two blocks from the East River promenade — a rare combination of transit access and open space in Manhattan. The immediate stretch of Second and Third Avenues offers the full range of daily conveniences: grocery stores, pharmacies, dry cleaners, and a dense mix of dining. Carl Schurz Park is a four-block walk, offering one of the quieter waterfront escapes in the city. The 86th Street corridor connects easily to the rest of the East Side by both subway and crosstown bus. The neighborhood strikes a balance that's increasingly hard to find — genuinely residential in feel, yet completely self-sufficient. Pied-à-terre, co-purchasing, and gifting are allowed (subject to board approval). Sublets are permitted after 1 year of ownership, for a total of four years in the term of ownership. Cats are welcome, but unfortunately, no dogs. Max financing - 75% financing.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,716 | $2,243 |
| Total Monthly Payment | $1,725 | $1,791 | $2,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.