New York (Yorkville), NY, 10028 | $335,000

A well-positioned studio on a high floor at 415 East 85th Street, meticulously maintained and ready to live in. The layout is more considered than most — with ample space for a living room set, dining, and a desk. Currently outfitted with a Murphy bed (that can easily be removed), custom closets including a massive walk-in, and new windows that bring in steady northern light without the afternoon glare. The kitchen is properly equipped with stainless steel appliances and a dishwasher. Small details have been attended to: a Toto toilet, quality finishes, nothing feeling provisional. The building's rooftop terrace is a genuine asset — open in all directions, with views that take in the East River to the east and the midtown skyline to the west. There is also 24-hour doorman, live-in super, laundry, additional storage, and garage with discounted parking for residents. 415 East 85th Street sits in the heart of the Upper East Side, one block from the Q train at 86th Street and two blocks from the East River promenade — a rare combination of transit access and open space in Manhattan. The immediate stretch of Second and Third Avenues offers the full range of daily conveniences: grocery stores, pharmacies, dry cleaners, and a dense mix of dining. Carl Schurz Park is a four-block walk, offering one of the quieter waterfront escapes in the city. The 86th Street corridor connects easily to the rest of the East Side by both subway and crosstown bus. The neighborhood strikes a balance that's increasingly hard to find — genuinely residential in feel, yet completely self-sufficient. Pied-à-terre, co-purchasing, and gifting are allowed (subject to board approval). Sublets are permitted after 1 year of ownership, for a total of four years in the term of ownership. Cats are welcome, but unfortunately, no dogs. Max financing - 75% financing.

Features

  • Town: New York
  • Levels: 12
  • Rooms: 2
  • Baths: 1 full
  • Lot Size: 100.0 x 102.17
  • Laundry: Building In Basement,Common On Floor,In Basement
  • Year Built: 1959
  • Common Charge: $1,298 Monthly
  • Est. Taxes: $0
  • Pet Policy: Building Cats OK,Cats OK
  • MLS#: RLS20082563
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/RLS20082563/415e85thstreet_newyork_ny?source=qrflyer
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All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Keller Williams NYC   Phone: 212-301-1140

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

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New York (Yorkville), NY, 10028

$335,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $268,000 $268,000 $268,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,650 $1,716 $2,243
Total Monthly Payment $1,725 $1,791 $2,318

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.