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Welcome to this thoughtfully designed hi-ranch, located in the picturesque Manor Park neighborhood. Boasting a versatile layout, including a fully-permitted accessory apartment, this home presents a desirable opportunity. The main level features a comfortable and well-balanced layout, with three generously-sized bedrooms and one full bathroom. The spacious living room is highlighted by a beautiful bay window, which floods the space with natural light, creating a warm, inviting setting, perfect for relaxing or hosting. Just beyond, the open floor plan formal dining room provides the perfect place for everyday meals or gatherings, while the eat-in kitchen offers stainless steel appliances, an island for added workspace, and an abundance of cabinet storage. The lower level, which is set up as a fully-permitted accessory apartment, is thoughtfully designed with one bedroom, one full bathroom, an eat-in kitchen, and a comfortable living room, as well as its own separate entrance. This space offers a range of possibilities, including extended living arrangements, guest accommodations, or potential for supplemental income. A layout like this brings a sense of versatility that fits within a range of individual needs. Set on a nicely-sized property, with a fenced-in backyard, patio and pergola, this home is made for outdoor enjoyment and entertaining. The large driveway and attached garage offer ample parking and storage. Located within the Eastport South Manor School District, this property is conveniently close to shopping, dining and transportation, including the LIRR and major roadways. This special home offers flexibility, comfort and everyday convenience in a well-established neighborhood setting.
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Our Executive Mortgage Banker:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $972 | $972 | $972 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,822 | $2,975 | $3,913 |
| Total Monthly Payment | $3,886 | $4,039 | $4,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.