89 Horseshoe Circle, Milton, VT, 05468 | $599,000

Desirable, move-in ready ranch with a finished walkout basement offering over 3, 000 sq ft of versatile living space! From the welcoming covered front porch, step inside to a spacious, open-concept main level designed for easy single-level living. The bright living area features Brazilian walnut hardwood floors (new in 2020), abundant natural light, and a dining space with direct access to the back deck. The centrally located kitchen offers ample cabinetry, generous counter space, and stainless steel appliances. The primary suite wing includes a well-sized bedroom with deck access, a walk-in closet with a built-in vanity and sink, and a full bath with a step-in shower and jacuzzi tub. On the opposite side of the home, two additional bedrooms share a full bathroom, creating an ideal layout. A mudroom with first-floor laundry and access to the attached two-car garage completes the main level. Downstairs, the finished walkout basement offers exceptional flexibility. A large recreation room features a cozy gas fireplace and direct backyard access, while an adjacent bonus area includes a bar with a fridge, perfect for entertaining. The lower level also includes a bright fourth bedroom, a ¾ bathroom (new in 2025), and three additional rooms, currently office, playroom, and workout spaces. Set on a beautifully landscaped 0. 52-acre lot, the outdoor space shines with a partially in-ground pool with surrounding decks, a fully fenced yard (including separate pool fencing), raised garden beds, flower beds designed for continuous blooms, and an expansive deck with an awning that offers stunning sunset views. See features sheet for a complete list of features/improvements, including new Pella windows in 2025 (Living Room/Bedrooms), owned solar panels, and first-floor AC! Located in sought-after Clearview Estates, just minutes to Milton schools, parks, shopping, dining, local recreation opportunities, and only 10 minutes to I-89—this home offers both comfort and convenience.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 2 full / 1 three-quarter
  • Style: Ranch,Walkout Lower Level
  • Year Built: 2008
  • Garage: 2-car Garage
  • Heating: Natural Gas,Baseboard,Direct Vent,Electric,Heat Pump,Multi Zone
  • Cooling: Other
  • Basement: Climate Controlled,Daylight,Full,Insulated,Partially Finished,Storage Space,Walkout,Interior Access,Exterior Access
  • Approx Sq. Feet: 3,110
  • Acreage: 0.52
  • Est. Taxes: $7,706
  • Lot Desc: Curbing,Landscaped,Neighborhood
  • Elem. School: Milton Elementary School
  • Middle School: Milton Jr High School
  • High School: Milton Senior High School
  • School District: Milton Town
  • MLS#: 5082794
  • Website: https://www.raveis.com
    /prop/5082794/89horseshoecircle_milton_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/26/2026

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Owen TylerSenior Vice President, Carolinas and Georgia

843.224.5398

Owen.Tyler@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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89 Horseshoe Circle, Milton, VT, 05468

$599,000

Owen Tyler

Senior Vice President, Carolinas and Georgia

William Raveis Real Estate

Phone: 843.224.5398

Owen.Tyler@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.284% 5.595%
Monthly Tax Payment $642 $642 $642
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,796 $2,912 $3,884
Total Monthly Payment $3,530 $3,646 $4,618

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.