105 River Road, Groton (Mystic), CT, 06355 | $1,895,000

Mystic waterfront treasure is a rare opportunity for one of Mystic's premier properties. Home is at the heart of the scenic Mystic River with breathtaking views both up and down river. This homestead is one of the iconic structures for which Mystic is known. Scenic panoramic water views from all vantage points from this 1853 Colonial. Sit back and enjoy the many vantage points from outdoor decks while dining with friends and absorbing the natural beauty of nautical vessels as they sail by your front doorway. This 3 bedroom home with 3 full bathrooms is the ideal retreat for year-round homeowners or seasonal retreat. Home offers option for main level living. The updated custom kitchen showcases stainless steel appliances, center island with seating, granite counters and built-in corner cabinet. The main level showcases a study/library and family room. Lower level features home office with water views and convenient walk-out. New windows, Buderus furnace and new roof all positive features. The home is framed with professional landscaping and perennial gardens which bloom throughout the year. The rear yard is an oasis for relaxation with outdoor seating and storage shed framed in stone walls. This home is conveniently located between NY and Boston with high-speed rail available. Take the plunge and make this home your reality and enjoy all the nautical adventures, shopping, fine dining options, beach recreation and summer concerts performed in the Mystic River Park.

Features

  • Town: Groton
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Colonial
  • Year Built: 1853
  • Garage: 1-car Under House Garage,Paved,Off Street Parking
  • Heating: Hot Water
  • Cooling: Wall Unit,Whole House Fan
  • Basement: Partial
  • Above Grade Approx. Sq. Feet: 2,212
  • Acreage: 0.23
  • Est. Taxes: $20,399
  • Lot Desc: Level Lot,Professionally Landscaped,Historic District,Water View
  • Water Front: Yes
  • Elem. School: Northeast Academy
  • Middle School: Groton Middle School
  • High School: Fitch Senior
  • Appliances: Gas Cooktop,Convection Range,Microwave,Range Hood,Refrigerator,Freezer,Icemaker,Dishwasher,Disposal,Washer,Electric Dryer
  • MLS#: 24158415
  • Website: https://www.raveis.com
    /eprop/24158415/105riverroad_groton_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor13.5 x 16.3Upper
Bedroom 2 Hardwood Floor16.0 x 12.5Upper
Dining Room Hardwood Floor13.0 x 14.0Main
Family Room Sliders,Hardwood Floor14.0 x 19.3Main
Kitchen Remodeled,Book Shelves,Built-In Hutch,Granite Counters,Double-Sink,Eating Space14.0 x 16.5Main
Primary Bedroom Hardwood Floor13.5 x 14.5Upper
Study Book Shelves,Built-Ins,Hardwood Floor12.0 x 12.0Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Claudia ChapmanSales Associate

814.434.3665

Claudia.Chapman@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

105 River Road, Groton (Mystic), CT, 06355

$1,895,000

Claudia Chapman

Sales Associate

William Raveis Real Estate

Phone: 814.434.3665

Claudia.Chapman@Raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,516,000 $1,516,000 $1,516,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.021% 5.984% 5.689%
Monthly Tax Payment $1,700 $1,700 $1,700
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,254 $8,968 $12,488
Total Monthly Payment $10,079 $10,793 $14,313

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.