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3447 Steven Road, Baldwin, NY, 11510 | $799,000
This 4-bedroom, 2. 5-bathroom Splanch with over 2, 200 Sq Ft of living space, nestled in Baldwin's sought after Harbor neighborhood is located on an oversized lot on a quiet block. The backyard allows for outdoor entertaining, gardening, or peaceful moments. Home is being sold AS IS and is ready to be transformed to the home of your dreams. The master suite provides a private retreat with its own en suite bath and huge walk-in closet, while three generously sized bedrooms offer flexible space for guests, in addition to a home office. The welcoming den, formal dining room and large sun drenched living room create additional gathering spaces for both casual relaxation and special occasions. Year-round comfort is assured with central air conditioning and efficient gas heating. Recent improvements include a professionally installed roof (just 6 years old) and an in-ground sprinkler system that maintains the beautifully landscaped yard with minimal effort. Situated within the highly regarded Baldwin School District, this home perfectly balances suburban tranquility with convenient access to local amenities. Experience the perfect harmony of comfort, style, and location in this exceptional Harbor area home. Located in an X zone, no flood insurance is required. Above ground pool is a gift.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Splanch
- Year Built: 1962
- Garage: 1-car
- Heating: Natural Gas
- Cooling: Central Air
- Basement: Partial
- Approx Sq. Feet: 2,244
- Acreage: 0.14
- Est. Taxes: $17,457
- Elem. School: Meadow Elementary School
- Middle School: Baldwin Middle School
- High School: Baldwin Senior High School
- School District: Baldwin
- Appliances: Dishwasher, Dryer, Electric Range, Oven, Refrigerator, Washer, Gas Water Heater
- MLS#: 982439
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/982439/3447stevenroad_baldwin_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
3447 Steven Road, Baldwin, NY, 11510
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,455 | $1,455 | $1,455 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,936 | $4,093 | $5,351 |
| Total Monthly Payment | $5,483 | $5,640 | $6,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535