108 Sproat Street, Middletown, NY, 10940 | $278,000
Charming 1930 Vintage Home with Retro Flair – Close to Train & Local Attractions! Step back in time with this delightful circa-1930 two-bedroom, 1 bath Old Style home brimming with character and nostalgic charm. From the moment you enter, you’ll appreciate the authentic retro vibe featuring warm wood paneling, original hardwood floors, and unique vintage details. The kitchen brings you back in time with classic green and yellow Formica countertops, offering a fun mid-century aesthetic that retro lovers will appreciate. The home’s iconic pink tile bathroom adds another charming touch. There are 2 bedrooms on the main level and upstairs, a finished walk-up attic providing flexible bonus space—perfect for a home office, creative studio, guest area, or playroom. The home also includes an unfinished basement, ideal for storage. Outside, enjoy a nicely sized yard ideal for gardening, entertaining, or simply relaxing outdoors. The property also features a detached one-car garage for added parking, convenience and/or storage. Commuters will love the location, just 2. 8 miles to the Middletown Metro-North station, offering service to the Hudson Valley and connections to New York City. You’ll also be minutes from local shopping, dining, and entertainment including Galleria at Crystal Run, Orange Regional Medical Center, parks, and popular Hudson Valley recreation. Whether you embrace the retro style or update over time, this home offers a great opportunity to bring your vision and make it your own. Don’t miss the opportunity to own a piece of classic Hudson Valley charm!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Basement
- Style: Traditional
- Year Built: 1934
- Garage: 1-car
- Heating: Natural Gas
- Cooling: None
- Basement: Full, Storage Space, Unfinished
- Approx Sq. Feet: 1,142
- Acreage: 0.35
- Est. Taxes: $4,973
- Lot Desc: Back Yard, Near Public Transit, Near School, Near Shops, Part Wooded
- Elem. School: Presidential Park Elementary
- Middle School: Middletown Twin Towers Middle Sch
- High School: Middletown High School
- School District: Middletown
- Appliances: Gas Range
- MLS#: 968831
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/968831/108sproatstreet_middletown_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
108 Sproat Street, Middletown, NY, 10940
$278,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $222,400 | $222,400 | $222,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $414 | $414 | $414 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,369 | $1,406 | $1,847 |
| Total Monthly Payment | $1,858 | $1,895 | $2,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535