|
Welcome to Ivy Lake Estates, one of the area’s most desirable gated communities, known for its tree-lined streets, parks, playgrounds, sports fields, and friendly neighborhood events. This beautifully maintained 4-bedroom, 2-bath home offers 2, 078 sq. ft. of comfortable living space, a split floorplan, and a long list of valuable upgrades for peace of mind. A beautifully cared-for exterior and charming curb appeal set the tone as you step inside. The spacious great room welcomes you with vaulted ceilings and gleaming hard wood floors that flow throughout the main living areas. An elegant archway opens to the heart of the home—an inviting, open-concept kitchen, dinette, and family room perfect for everyday living and easy entertaining. The updated kitchen features rich wood cabinetry, striking granite countertops, newer stainless-steel appliances, and a large breakfast bar that seamlessly connects to the family room. The adjacent dinette offers a cozy spot for casual meals. The split-bedroom layout provides privacy for everyone. The guest wing includes two generously sized bedrooms and a beautifully updated full bath. A well-positioned fourth bedroom across from the primary suite provides flexible use as a nursery, home office, or private den. The bright and spacious primary suite feels like a retreat, complete with a massive walk-in closet and a spa-inspired ensuite bath featuring an oversized vanity, soaking tub, walk-in shower, and private water closet. Step outside to your private, screened-in outdoor living area, ideal for morning coffee, weekend cookouts, or simply unwinding. The expansive, fenced backyard offers ample room for play, pets, gardening, or even a future pool. This home has been exceptionally cared for with major upgrades, including a newer roof (2022), HVAC system with WiFi thermostat (2022) & annual professional maintenance, newer white vinyl fencing, updated irrigation system (2020), new gutters (2024), newer garage door and motor, full interior paint (2025), updated kitchen and bathroom cabinetry (2025), newer upgraded stainless steel appliances (refrigerator 2022, disposal 2023, microwave 2024), washer (2025), water softener (2022), and flawless hardwood flooring installed in 2025. Ivy Lake Estates offers no CDD, low HOA fees, and an unbeatable location, zoned for top-rated schools and just minutes from the Suncoast Parkway, the Suncoast Trail, nature preserves, grocery stores, shops, dining, and more. This home truly blends space, style, location, and lifestyle—welcome home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $310 | $310 | $310 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,003 | $2,228 | $2,890 |
| Total Monthly Payment | $2,388 | $2,613 | $3,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.