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One or more photo(s) has been virtually staged. Located in the highly sought-after master-planned community of Starkey Ranch, this upgraded “Hamilton Bonus” floor plan by M/I Homes offers 3 bedrooms, 3 full bathrooms, and 2, 620 square feet of thoughtfully designed living space. This home features fresh interior and exterior paint and includes recent updates such as a newer washer and dryer, tankless water heater, and pool pump. The open-concept layout is enhanced by engineered hardwood flooring throughout the main living areas, creating a warm and cohesive feel. The formal dining room is positioned at the front of the home with high ceilings and convenient access to the kitchen. Two secondary bedrooms and a full bathroom with dual sinks and granite countertops are located on the main level. The kitchen is designed for both function and style, featuring upgraded cabinetry with crown molding, quartz countertops, a large center island with seating, stainless steel appliances, and a gas cooktop. The adjoining living room offers a tray ceiling and overlooks the outdoor living space. The primary suite is privately situated and includes a tray ceiling, a custom built-in walk-in closet, and an en-suite bathroom with dual granite vanities, a walk-in shower with floor-to-ceiling tile, and glass enclosure. Upstairs, a spacious bonus room/loft provides additional flexible living space along with a full bathroom, ideal for guests or entertaining. The laundry room is equipped with floor-to-ceiling cabinetry, a utility sink, and a gas dryer. The garage includes overhead storage racks for added convenience. Outdoor features include a covered and screened lanai with a saltwater, gas-heated pool and spa, lighting, and a safety fence, along with mature landscaping for privacy. Additional features include a water softener and reverse osmosis system. Conveniently located near Starkey Ranch K-8 School, parks, trails, and community amenities.
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Our Executive Mortgage Banker:
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$659,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $527,999 | $527,999 | $527,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $837 | $837 | $837 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,039 | $3,381 | $4,385 |
| Total Monthly Payment | $3,968 | $4,310 | $5,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.