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Welcome to your charming one-story home in the heart of Johns Island, offering the perfect blend of comfort, convenience, and opportunity! This 3-bedroom, 2-bathroom home sits on a gorgeous 0. 5-acre lot with no HOA, giving you the freedom to truly make this property your own. Step outside and imagine the possibilities--this spacious half-acre lot is ideal for entertaining, gardening, adding a workshop, extra storage, or creating your dream outdoor living space. A privacy fence on both sides of the yard enhances seclusion while still leaving plenty of room to expand and enjoy. Inside, you'll find thoughtful upgrades completed since 2021, including new appliances and over $5, 000 in electrical improvements, including a new electrical panel for peace of mind. A large flex spaceoffers incredible versatility--currently used for laundry (washer and dryer included), storage, and a home office, making it perfect for remote work, hobbies, or additional living space. Location is everything, and this home delivers! You're just minutes--or even a short golf cart ride--from popular Johns Island restaurants, breweries, grocery stores, and new shopping options. Enjoy easy access to local favorites such as Lost Isle and The Tattooed Moose, making this property ideal for both primary residence living or as a high-demand rental/investment property. Whether you're searching for a starter home, investment property, rental income property, or a private retreat near Charleston, this home checks all the boxes with no HOA, large lot potential and premier location. Don't miss this rare opportunity to own a move-in ready home with land, upgrades, and incredible location in one of the fastest-growing areas near Charleston!
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Our Executive Mortgage Banker:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,315 | $2,374 | $3,122 |
| Total Monthly Payment | $2,390 | $2,449 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.