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Step into your new sanctuary full of natural light, where an airy open floorplan & thoughtful custom upgrades welcome all of your new memories. Unwind in the Living Room while enjoying the gas fireplace, cook up your favorite meals in the large Kitchen w/Granite counters, Gas Range & Stainless Steel appliances (Refrigerator conveys!), while family and friends claim their barstools at the counter & enjoy meals together in your Breakfast/Dining area. The custom built-in Desk/Office space under the stairs is perfectly tucked away for studying, working from home, a reading nook or a pet pad. Right off the Living Room is your Screened Porch with pull-down Privacy shades. The Fenced Backyard offers a serene Pond view (go fishing just steps from your back door) and a wooded area in the distance. Throughout the home, all windows are adorned with custom Plantation Shutter blinds. All bedrooms, Laundry Room (Washer & Dryer convey!), and a generous Loft/Flex space are upstairs. All bedrooms and the Loft (could be made into a 4th Bedroom) have Ceiling Fans. The Primary Suite features views of the pond, a walk-in closet, en-suite bathroom w/Dual Sinks, walk-in shower & Linen Closet. Both Secondary bedrooms feature walk-in closets & face the wooded green space in front of the home. This green space in the middle of the cul-de-sac has picnic tables for summertime lunches or family picnics & offers a sense of privacy, unlike other home sites with homes directly across from each other. As a homeowner in Old Rice Retreat, you'll have access to the community amenities including a pool & playground. Plus you're just minutes from Cane Bay dining, shopping & schools! Additional upgrades of this home include newer (2023) roof, gutters, and storm door on front door. All appliances convey! Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buydown.
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Our Executive Mortgage Banker:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,818 | $1,890 | $2,471 |
| Total Monthly Payment | $1,893 | $1,965 | $2,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.