|
Welcome to this beautifully upgraded home in WaterSong at RiverTown, a gated, 55+ active adult community in St. Johns County where resort style living meets everyday comfort.
The gourmet kitchen features rich maple cabinetry, Silestone quartz countertops, a floor to ceiling backsplash, and a custom granite laundry countertop. A whole house reverse osmosis system connects to the kitchen sink, refrigerator, and utility tub.
The primary suite offers an expanded bedroom with sitting area, dual walk in closets, and a spa inspired bath. Guests will appreciate the upgraded secondary ensuite with its own shower.
Designer finishes include crown molding, 4'' plantation shutters, decorator ceiling fans, a dramatic tiled dining accent wall, and tile flooring throughout.
The heated and air conditioned golf cart garage, not included in square footage, offers a finished 10' x 13' room, two oversized storage closets, a refrigerator outlet, and laundry tub. The oversized main garage ncludes custom heavy duty shelving, pull down attic stairs, and additional storage.
Enjoy year round Florida living in the enclosed lanai with vinyl windows and custom blinds. Professionally installed gutters and whole house surge protection provide added peace of mind.
Residents enjoy private, age restricted amenities including a pool, clubhouse, fitness center, and social events, plus full access to RiverTown amenities featuring walking and biking trails, kayak launches on the St. Johns River, multiple pools, a riverfront pier, and community events.
This home offers luxury, low maintenance living, and an active lifestyle in one of Northeast Florida's most desirable communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$655,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $524,000 | $524,000 | $524,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,100 | $3,184 | $4,247 |
| Total Monthly Payment | $3,192 | $3,276 | $4,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.