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Move-in ready and loaded with upgrades, this Ella Farmhouse floor plan by Toll Brothers gives you the feel of new construction without the wait. Step inside and you'll notice the open layout, clean lines, and natural light that fills the main living spaces. The design flows with ease, making it simple to live, work, and host. The kitchen connects right into the main living area, creating a space where you can gather and stay connected. Every finish has already been selected and completed, so you can skip the stress and step right into a polished, finished home.
Living here means more than just the home. Mill Creek Forest is a master-planned community built for an active lifestyle. You have access to resort-style amenities, walking trails, green spaces, and areas designed for gathering with friends and neighbors. Here's a great opportunity for you. The seller is offering $10, 000 in concessions that you can use to buy down the rate, or towards your closing costs. Toll Brothers upgrades completed at time of construction:
1. Gourmet Kitchen Upgrade + design drawers
2. Shower added in 1st floor guest bathroom
3. Frame less shower in the Master bathroom
4. Extended Pantry that wraps underneath the stairs for additional storage
5. Patio extension and patio roof extension
6. Gas line extension to rear for out door grill
Upgrades added by home owner:
1. Electric sliding glass door screen
2. Home Security system
3. Custom blinds for windows
4. Water Softener
Mill Creek Forest offers a gated setting with strong amenities built for everyday living. Enjoy a resort-style pool, fitness center, yoga room, clubhouse, tennis and pickleball courts, playground, and scenic trails for walking or biking.
You're also in St. Johns County with top-rated schools and quick access to shopping, dining, the 9B extension, downtown Jacksonville, the St. Johns River, and the beaches.
This is the kind of location buyers ask for.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $560 | $560 | $560 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,498 | $2,601 | $3,469 |
| Total Monthly Payment | $3,150 | $3,253 | $4,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.