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This lovely colonial home in Suffield, CT offers plenty of space and charm, both inside and out. Set on a full acre of land, the property feels open and inviting, with a large fenced-in yard that's perfect for relaxing, entertaining, or enjoying time outdoors. Inside, the home features a fully equipped updated kitchen with granite countertops and a breakfast nook making it both stylish and functional. Just off the dining room, you'll find a private balcony. The living room offers access to a two-tier composite and vinyl deck that provides even more space for gatherings or quiet evenings. The first floor includes a convenient office and a cozy den, offering flexibility for work or relaxation. Upstairs, the spacious primary suite includes a walk-in closet and an updated bathroom with a soaking tub and a tiled walk-in shower, creating a comfortable retreat at the end of the day. The great room, above the garage, could be a 4th bedroom. The lower level adds even more living space with a family room featuring a wood stove and direct walk-out access to the backyard. With solar panels to help keep energy costs low, a three-car garage, and a location directly across from Suffield High, this home combines comfort, efficiency, and convenience in a truly appealing way. The solar lease is $170 per month and covers the cost of the energy bills in most months. A copy of the lease to be provided upon request. Seller needs a June 18 closing date
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 13.1 x 13.6 | Upper |
| Bedroom 2 | Ceiling Fan,Walk-In Closet,Hardwood Floor | 11.1 x 13.7 | Upper |
| Den | French Doors,Hardwood Floor | 13.3 x 15.2 | Main |
| Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 9.1 x 15.2 | Main |
| Family Room | Wood Stove,Sliders,Wall/Wall Carpet | 23.7 x 30.9 | Lower |
| Great Room | Wall/Wall Carpet | 15.1 x 21.8 | Upper |
| Kitchen | Breakfast Bar,Breakfast Nook,Granite Counters,Dining Area,Tile Floor | 11.3 x 13.1 | Main |
| Living Room | Balcony/Deck,Gas Log Fireplace,Sliders,Hardwood Floor | 14.1 x 18.0 | Main |
| Office | Ceiling Fan,French Doors,Hardwood Floor | 10.9 x 13.7 | Main |
| Primary Bath | Quartz Counters,Double-Sink,Hydro-Tub,Stall Shower,Walk-In Closet,Tile Floor | Upper | |
| Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 18.6 x 15.2 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $542,400 | $542,400 | $542,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $784 | $784 | $784 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,209 | $3,340 | $4,396 |
| Total Monthly Payment | $4,085 | $4,216 | $5,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.