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Presented by
Harry Finer - The Finer Team |
Welcome to this beautifully maintained Cape-style home, built in 1991, where charm meets modern comfort. Offering 3 bedrooms, and 2. 5 bathrooms, this home thoughtfully designed home features a highly desirable first floor primary suite, providing both convivence and privacy. Step inside to discover a bright airy open floor plan enhanced by a stunning cathedral ceiling and an abundance of natural light. The inviting living spaces are perfect for both everyday living and entertaining. With two fireplaces, one in the family room and one in the dining room. This home offers a screened-in-porch off the family room, an ideal spot to relax and enjoy the peaceful surroundings. Outdoors, you'll fall in love with the beautiful koi pond and inviting patio with privacy. Additional highlights include a great mud room, new driveway and a two-car attached garage, With the energy efficient Geothermal heating (oil back up) and cooling, this home provides year-round comfort with long term savings! You don't want to miss this one. Geothermal heating and cooling is one of the most energy-efficient and environmentally friendly systems available for residential homes. Unlike traditional systems that rely on outdoor air temperatures or burn fuel, geothermal systems utilize the consistent temperature beneath the earth's surface to provide reliable heating and cooling year-round. Energy Efficiency Geothermal systems are exceptionally efficient, often delivering 3 to 5 times more energy than they consume. This can reduce overall energy usage compared to conventional HVAC systems, resulting in significantly lower utility bills. Installation Investment The initial cost to install a geothermal system typically ranges from $20, 000 to $45, 000+, depending on the size of the home, property, and type of system installed. While the upfront investment is higher than traditional systems, available federal and state incentives can help offset these costs. Long-Term Savings Over time, geothermal systems provide substantial financial benefits, including: Reduced monthly energy costs Minimal maintenance requirements Long system lifespan (20-25 years for indoor components; 50+ years for underground loops) Most homeowners recover their investment within 5 to 10 years, with continued savings thereafter. The Value Geothermal heating and cooling offers a powerful combination of comfort, efficiency, and sustainability. It not only enhances everyday living but also adds long-term value and appeal to a home. An energy-smart upgrade for today-and an investment in the future.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Vaulted Ceiling,Wall/Wall Carpet | 16.0 x 12.5 | Upper |
| Bedroom 2 | Wall/Wall Carpet | 12.6 x 8.0 | Upper |
| Dining Room | Fireplace,Hardwood Floor | 12.6 x 14.6 | Main |
| Family Room | Cathedral Ceiling,Beams,Ceiling Fan,Fireplace,French Doors,Hardwood Floor | 15.0 x 21.6 | Main |
| Full Bath | Skylight,Vaulted Ceiling,Tub w/Shower | Upper | |
| Kitchen | Breakfast Bar,Eating Space,Hardwood Floor | 14.0 x 11.1 | Main |
| Primary Bedroom | Full Bath,Stall Shower,Whirlpool Tub,Wall/Wall Carpet | 12.9 x 19.0 | Main |
| Sun Room | Main |
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$689,000
Sales Vice President
William Raveis Real Estate
Phone: 860.882.4911
Harry.Finer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $881 | $881 | $881 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,261 | $3,394 | $4,467 |
| Total Monthly Payment | $4,234 | $4,367 | $5,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.