|
Welcome to “Salt Life” at Great South Bay Estates! Come and join the lifestyle of this exclusive beach and boating community deep into the Great Neck peninsula of Copiague Harbor – X-Zone! NO FLOOD INSURANCE REQUIRED! Just a few houses from the Great South Bay, this huge, sun-drenched, expanded Custom Colonial offers oversized windows, 3-4 large Bedrooms, including a main suite with dressing alcove, full bath and WIC; and 2 additional full baths, one with a jetted, soaker tub! The stylish, well-appointed eat-in-kitchen with breakfast nook comes dressed with granite counters and Stainless Steel appliances and features a gas stovetop plus built-in microwave and separate wall oven with convection cooking! The adjacent room is spacious for gatherings and spills into the first-floor, fully windowed Sunroom with additional seating and lounging areas offering views of the well-landscaped yard. The formal Dining Room with its front bump-out can accommodate even those wandering beyond the dinner table, while the living room features a wood-burning fireplace for additional warmth and ambience. There’s even a first-floor billiard/game room with a bay window. While the second floor accommodates the sleeping quarters, it also features a spacious second Sunroom with spiral stairs to the backyard and patio. This spacious home is heated by a newer gas furnace circulating hot water through 4 zones of baseboard convection radiators, while a newer, hot water storage tank provides domestic hot water and the newer C/AC cools in summer along with direct vent, A/C and heat units in each of the enclosed sunrooms. If needed, the flexible floorplan can adjust to a first-floor bedroom suite with full bath. Close proximity to the bay with marina and beach rights included for required $200 annual HOA fee. Boat docking is also available. This is a large, custom home on an oversized lot in a resort-style community, and it’s waiting for you!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,992 | $679,992 | $679,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,588 | $1,588 | $1,588 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,755 | $4,077 | $5,647 |
| Total Monthly Payment | $5,435 | $5,757 | $7,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.