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An extraordinary deepwater retreat on the coveted west end of Folly Beach - where river, marsh, and ocean views converge in a setting that is simply unmatched. Positioned on a pristine homesite overlooking the Folly River, this one-of-a-kind property captures sweeping vistas that stretch from tranquil marshlands to the Atlantic Ocean, with the northern tip of Kiawah Island visible in the distance. Located at the western edge of the island near the entrance to the county park, the home offers a level of privacy rarely found on Folly surrounded not necessarily by rooftops, but by water, wildlife, and protected natural beauty. Custom built with intention and artistry, the home was inspired by the iconic Villa Margarita on South Battery and reflects a timeless Charleston aesthetic. Rich architectural details include pecky cypress siding, handcrafted ironwork, and heart pine flooring, all thoughtfully integrated to create a warm yet sophisticated coastal residence. Also featuring a new roof and water heater, and recent window replacements within the past 10 years! Spanning three levels, the home is designed to maximize its unparalleled vantage point, with breathtaking views from nearly every room. Offering 4 bedrooms, 4. 5 baths, and a flexible additional space ideal for a fifth bedroom or office, the layout balances comfort and function. An elevator services the main living levels, while expansive porches on each floor invite seamless indoor-outdoor living. Complete with a private deepwater dock, this property is a rare opportunity to own a true legacy home on Folly's most sought-after stretch - where luxury, privacy, and natural beauty come together in perfect harmony.
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Our Executive Mortgage Banker:
$2,900,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,320,000 | $2,320,000 | $2,320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $13,724 | $14,097 | $19,577 |
| Total Monthly Payment | $13,849 | $14,222 | $19,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.