Nestled in the sought-after Homefield neighborhood, this beautifully maintained ranch offers comfort, space, and abundant natural light throughout. Lovingly cared for by the same family for over 50 years, the home reflects pride of ownership and timeless appeal. The main level features over 1, 600 square feet of living space, including an oversized living room that flows into an impressive sun-drenched Florida room. Lined with windows along the entire wall and filled with natural light, this expansive space offers panoramic views and creates the perfect setting for relaxing, reading, or entertaining year-round. The eat-in kitchen features a peninsula that creates a semi-open layout with the dining room, which is highlighted by a wall of windows, creating a bright and welcoming atmosphere. The home offers three sizable bedrooms, with custom-built closets that provide excellent storage and functionality. The fully finished lower level offers generous additional living space (800 sqft not included in listed square footage) and features two sliding doors leading directly to a large patio, creating seamless indoor-outdoor living and an ideal space for gatherings while enjoying the scenic surroundings. The property is completed by spacious front and backyard with well-maintained lawns and gardens. Conveniently located near major highways, schools, parks, and the Ridge Hill shopping center, the home provides easy access to everyday conveniences while still enjoying the charm of a well-established suburban neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $849 | $849 | $849 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $2,990 | $3,913 |
| Total Monthly Payment | $3,811 | $3,931 | $4,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.