New York (Central Harlem), NY, 10027 | $2,790,000

A three-family brownstone that feels easy to live in and smart to own.

Set up as an owner's triplex with two full-floor rentals on top, the layout gives you flexibility from day one. The triplex can be delivered vacant, which makes it work for an end user, or even friends buying together if one wants a floor-through.

The parlor level is where you will spend most of your time. It's bright, open, and updated - at 50 feet deep, there is plenty of space to live and dine. Hardwood floors add contrast, and the renovated kitchen and bath are clean and functional with a breakfast bar. With north and south exposures, the light moves through the space all day.

On the garden level, you have two large bedrooms, a spa-like full bath, and a windowed powder room. There is direct access to the backyard, which has been recently updated with pavers.

The lower level adds real flexibility and feels like an artist loft with wood beamed ceilings. A custom cut-out brings in light and connects the space, so it doesn't feel like a typical basement. It works as a den, office, gym, or all three depending on how you want to use it.

The two rental units above are both floor-through two-bedrooms with windowed baths, decorative fireplaces, and updated kitchens. At 50 feet deep, they feel private and well laid out. Each unit has its own washer and dryer, split AC, and separate temperature control, which makes them easier to rent and manage. Strong rent roll in place.

The block sits just off Malcolm X Boulevard, close to Red Rooster, Sylvia's Restaurant, and Vinateria, along with a mix of new retail that continues to change the feel of the area. The planned Second Avenue Subway Q line extension will only add to the accessibility over time.

This is the kind of property that gives you options. Live in it comfortably, offset your costs, and still have something that makes sense long term.

Features

  • Town: New York
  • Cooling: Ductless
  • Levels: 3
  • Rooms: 12
  • Bedrooms: 7
  • Baths: 4 full / 1 half
  • Lot Size: 100.00x18.75
  • Laundry: Building Other,Washer Hookup,In Unit
  • Year Built: 1899
  • Approx Sq. Feet: 4,275
  • Est. Taxes: $8,496
  • View: Other
  • Pet Policy: Building Yes,No
  • Appliances: Washer Dryer Allowed
  • MLS#: RLS20082499
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/RLS20082499/24w126thstreet_newyork_ny?source=qrflyer
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All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Decode Real Estate   Phone: 929-469-5800

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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New York (Central Harlem), NY, 10027

$2,790,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,232,000 $2,232,000 $2,232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.259% 6.183%
Monthly Tax Payment $708 $708 $708
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,673 $13,562 $18,835
Total Monthly Payment $13,506 $14,395 $19,668

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.