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Welcome to this charming Cape Cod home in the village of Poquott, ideally situated just a short walk from the picturesque Port Jefferson Harbor, where you can enjoy a dock and access to three private beaches. This delightful 2-bedroom, 1. 5-bath residence is bursting with character and has been tastefully designed to create an inviting atmosphere. Step through the front door into a generous living room that welcomes you with its cozy ambiance, perfect for relaxing or entertaining guests. The main floor features a convenient half bath and an eat-in kitchen that comfortably accommodates a dining room table. Venture to the second floor, where you’ll find a spacious loft that serves as an excellent home office, offering ample room for productivity. The secondary bedroom is a good size, providing a comfortable space for guests , while the oversized master bedroom is a true retreat, complete with large closets that add functionality and ease. The bathroom upstairs features a blend of modern upgrades and classic charm, perfectly suited for a home by the water. This property also has a basement with outside access, housing the washer and dryer along with additional utilities. The home is equipped with two zones for heating and one zone for the central air conditioning, ensuring a pleasant atmosphere throughout the year. With renovations completed just about 4 years ago, you can enjoy peace of mind in this well-maintained home. Finally, step outside to the backyard, where a deck provides a private space, perfect for relaxation or entertaining in a serene setting. Residents can obtain parking passes for the local beaches for a very small annual fee. Don’t miss your chance to make this charming Cape Cod house your home in the desirable village of Poquott. Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,560 | $2,560 | $2,560 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $15 | $16 | $21 |
| Total Monthly Payment | $90 | $91 | $96 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.