4083 SE Centerboard Lane, #3-a, Stuart, FL, 34997 | $389,000

Experience the ultimate in waterfront living with this 2-bed, 2-bath first-floor condo in the highly desirable Mariner Cay community—where your boat is quite literally just steps from your back door. The standout feature of this property is its unbeatable proximity to the dock and canal. Step out from your screened-in porch and you're immediately at your boat, with dockage available for vessels up to 30 feet (rental at $2/ft/month). With no bridges to navigate, you'll enjoy quick, direct access to the Intracoastal, St. Lucie Inlet, and the open ocean within minutes. Inside, the condo features an updated kitchen, newer flooring, accordion shutters, new impact-rated front door, A/C (2016), water heater (2024), and a newer roof (2021). Mariner Cay offers a secure, resort-style lifestyle. . . with a 24-hour manned guard gate, two pools (1 heated), a waterfront clubhouse, tennis and pickleball courts, and a 52-slip marina with fuel service for boats up to 50 feet. Dockage is available on a first-come, first-served basis. Ideally located, you're within walking distance to Sandsprit Park and just minutes from the popular waterfront restaurants and entertainment of the Manatee Pocket. If effortless boating access is what you've been searching for, this is the one.

Features

  • Parking: Asphalt, Assigned
  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Boating, Billiard Room, Clubhouse, Fitness Center, Parking, Pool, Tennis Court(s), Pickleball Court(s), Gated, Recreation Facilities
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Complex: MARINER CAY CONDO
  • Development: Mariner Cay
  • Year Built: 1984
  • Common Charge: $2,038 Quarterly
  • Approx Sq. Feet: 1,154
  • Est. Taxes: $1,770
  • View: Water, Canal
  • Water Front: Yes
  • Boat Service: Boat Lock, No Wake Zone
  • Elem. School: Port Salerno
  • Middle School: Dr. David L. Anderson
  • High School: Martin County
  • Pet Policy: Yes, Number Limit
  • Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Electric Range, Microwave, Refrigerator, Water Heater, Washer
  • MLS#: B26012941
  • Website: https://www.raveis.com
    /prop/B26012941/4083secenterboardlane_stuart_fl?source=qrflyer
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Listing courtesy of KELLER WILLIAMS REALTY- PALM H

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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4083 SE Centerboard Lane, #3-a, Stuart, FL, 34997

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.500% 5.710%
Monthly Tax Payment $148 $148 $148
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,841 $1,941 $2,541
Total Monthly Payment $2,064 $2,164 $2,764

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.