249 Woodstone Trail, White Lake, NY, 12786 | $1,875,000

Life at Woodstone Lodge, a private residence within Chapin Estate, encompasses the very best of the Catskills. Lakefront living on Swinging Bridge Reservoir delivers a continual string of memorable experiences — peaceful mornings watching the mist rise over the water, kayaking past ducks into quiet coves along the lake's nine-mile stretch, and taking a refreshing plunge off your private dock. Motorboats are permitted, and you can pull right up to Swinging Bridge Marina for a bite to eat. The home is a destination unto itself, scoring high marks for entertaining. A dedicated hot tub room opens onto the deck, where a bar hutch sets the stage for convivial gatherings. The walkout lower level offers a TV/games room, a separate gym, and an adjacent pantry for beverages and snacks. The heart of the home is spacious and dramatic, centered on a towering two-story stone fireplace facing a wall of glass and accented with large structural timbers. The long deck overlooks an open lawn stretching toward the water, framed by trees for privacy. The integrated chef's kitchen is a pleasure to cook in, with abundant storage, generous counter space, and Viking appliances including a wall oven and 5-burner gas stove. The dedicated dining area is flanked by two sets of sliding glass doors opening to the deck — ideal for lingering over meals. Five bedrooms are thoughtfully distributed throughout the home. A ground-floor en suite gives guests privacy without the stairs. Upstairs, the primary suite features a cathedral ceiling, propane fireplace, TV, walk-in closet, and French doors to a private balcony. The primary bath offers a deep jetted Jacuzzi tub, tiled shower, and double sinks. Two pretty guest bedrooms and a full bath occupy the opposite side of this level, one with its own balcony access. The fifth bedroom is on the lower level, served by a full bath on the same hallway. The property sits within Chapin Estate, a 2, 500-acre preserve fronting three lakes — though this is unlikely to match your vision of a "gated community. " Large homes are tucked away on 5+ private acres along gravel country roads that preserve an understated sense of country affluence. Residents may join the Lake Club, a relaxed gathering spot with a pool, boat access, small gym, tennis, and pickleball. And since 2022, the Chatwal Lodge — 11 high-end rooms within the Estate — has offered residents access to private dining at its Rustic Grill.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pool, Recreation Facilities, Snow Removal, Tennis Court(s)
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Style: Cabin, Chalet
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Forced Air, Propane
  • Cooling: Central Air
  • Basement: Finished, Full, See Remarks, Walk-Out Access
  • Approx Sq. Feet: 5,089
  • Acreage: 5.44
  • Est. Taxes: $21,122
  • HOA Fee: $2,000 Annually
  • Water Front: Yes
  • Elem. School: Kenneth L Rutherford School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Microwave, Oven, Refrigerator, Washer
  • MLS#: 964266
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /eprop/964266/249woodstonetrail_whitelake_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Country House Realty Inc   Phone: 845-397-2590

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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249 Woodstone Trail, White Lake, NY, 12786

$1,875,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,500,000 $1,500,000 $1,500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.259% 6.183%
Monthly Tax Payment $1,760 $1,760 $1,760
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,517 $9,114 $12,658
Total Monthly Payment $10,402 $10,999 $14,543

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.