103 Narragansett Villas Drive, Lindenhurst, NY, 11757 | $639,999

Beautiful 2 bedroom, 2 Bathroom, Living Room, Formal Dining Room, New Kitchen. Bottom Floor Unit In A 55 plus community. This unit has a new kitchen with Stainless Steel Appliances, Quartz Countertops, Tile Backsplash, Wine Cooler, White Soft Close Wood Kitchen Cabinets. Unit has beautiful Waterproof Vinyl Plank Flooring Throughout, Crown Moulding, Newly Painted, Chair Rail Moulding in the Dining Room, In unit Washer and Dryer, Open Floor Plan, Ceiling Fans, New Light Fixtures, New Rheem Gas Burner only 3 months old, Separate Gas Hot Water Heater, Central Air Conditioning, ADT Alarm System, Outside Patio for barbecuing, Clubhouse, Community Heated Pool, Bocce Ball Court, Free Separate Locked Storage Unit in the Clubhouse. Low Taxes of $5052 includes Village Tax. HOA $415 per month which includes all outside maintenance such as Snow Removal and Lawn Care, Roofs and Siding, ADT Alarm Monitoring Fee, Water, Trash Removal, Storage Unit. Roofs in complex only 3 years old. Don’t miss this beauty it won’t last long.

Features

  • Parking: Assigned, Parking Lot
  • Heating: Natural Gas
  • Cooling: Central Air
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Villas at Narragansett
  • Year Built: 2004
  • Common Charge: $415 Monthly
  • Approx Sq. Feet: 1,173
  • Acreage: 0.03
  • Est. Taxes: $5,053
  • Adult Communities: Yes
  • Elem. School: Alleghany Avenue School
  • Middle School: Lindenhurst Middle School
  • High School: Lindenhurst Senior High School
  • School District: Lindenhurst
  • Pet Policy: Cats OK, Dogs OK, Size Limit
  • Appliances: Dishwasher, Dryer, Electric Range, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
  • MLS#: 982598
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/982598/103narragansettvillasdrive_lindenhurst_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Hopes Quality Home Realty LLC   Phone: 631-464-4238

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

103 Narragansett Villas Drive, Lindenhurst, NY, 11757

$639,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,999 $511,999 $511,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $421 $421 $421
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,152 $3,233 $4,252
Total Monthly Payment $3,665 $3,746 $4,765

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.