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Welcome to this unique and spacious expanded ranch, set on an extremely rare corner waterfront property, offering approximately 138 feet of updated aluminum navy bulkhead. The corner positioning provides enhanced privacy, wider canal exposure, as well as easy in-and-out access for boating enthusiasts. Located directly across from Indian Island Nature Preserve, this home offers a front-row seat to a wide variety of wildlife, offering year-round opportunities for peaceful birdwatching, as well as fishing and crabbing. Outdoor living is elevated with a composite deck and metal railings that overlook the water, along with a beautifully designed paver patio, featuring turf inlay, creating a clean, low-maintenance backyard retreat, ideal for relaxing and entertaining. The east-facing deck, kitchen, dining and family rooms, capture spectacular sunrise and moonrise views, while the rear of the property faces north and offers beautiful sunsets in the west. Once inside, you'll find a bright, open layout on the main level, with the updated kitchen, dining area and family room, with sliding glass doors out to the deck, ideal for both everyday living and hosting. The kitchen boasts stainless steel appliances, including a Samsung Family Hub Touchscreen Refrigerator and a new dishwasher, as well as a beautiful tile backsplash and Quartz Countertops. A convenient half bath with laundry adds functionality to the main floor, as well as two bedrooms and a full bathroom with both a stall shower and tub shower. You'll notice new crown and baseboard molding throughout the main living areas, as well as baseboard radiator covers, recently updated lighting fixtures and the double-sided brick fireplace, which anchors the living spaces with warmth and style. Upstairs, a generously sized and versatile primary loft suite provides a private retreat complete with new luxury vinyl flooring, a stunning and beautifully designed spa bathroom, with both a stall shower and soaking tub, an additional bedroom or office space, and skylights that flood the space with natural light. Additional recent updates include, New GAF Timberline HDZ Roof (2024), stairs and custom iron railings (2022), Mini split system in living and dining area, w/ new line sets and exterior covers (2022), spray-sealed crawlspace, w/ new floor insulation (2021), and more. 200 Amp electric, updated plumbing and well-maintained, updated utilities. With this property's prime waterfront location, spacious layout and recent updates, this is a truly special home, both inside and out!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,999 | $639,999 | $639,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,491 | $1,491 | $1,491 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,786 | $3,889 | $5,187 |
| Total Monthly Payment | $5,369 | $5,472 | $6,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.