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A Laid Back Florida Lifestyle Begins in Mobile Gardens with Water Access, Peaceful Nature Views, and the Privacy of Oyster Creek Environmental Park Right in Your Backyard! This two bedroom, two bathroom double wide manufactured home with carport is positioned on a nicely sized lot, giving you extra space and privacy between neighbors, with the structure located in the X flood zone for added peace of mind. Inside, you will love the open layout filled with natural light and sunshine. LVP flooring runs consistently throughout the home, making maintenance simple and easy. The great room flows into the dining area and partially open kitchen, creating a comfortable space for everyday living and entertaining. The Florida room is lined with windows, allowing you to enjoy the feel of the outdoors in a climate controlled setting. The kitchen has been beautifully remodeled with gray shaker style cabinets with soft close hinges, quartz countertops, tile backsplash, stainless steel appliances, and a convenient reach-in pantry. The ensuite primary bedroom offers a reach-in closet and a private bathroom with a walk-in shower and granite topped vanity. The guest bedroom also includes a reach-in closet, with the guest bathroom featuring a step-in shower and custom vanity. A dedicated laundry closet adds everyday convenience. Additional highlights include a 2024 roof and 2021 HVAC system, offering updated systems and added peace of mind for years to come. There is also a 2023 shed for additional storage, giving you the perfect place to keep beach gear, golf clubs, and pickleball racquets ready for your fun days ahead. Mobile Gardens is a resident owned waterfront community where you own your land, offering long term value and flexibility. Set along Oyster Creek, residents can enjoy access to two private community boat ramps, a dock, and available boat slips with direct access to Lemon Bay and the Gulf, making it a great fit for boating and fishing enthusiasts, with participation through a low fee voluntary HOA. The community is not age restricted, pets are welcome, and the clubhouse offers a variety of social events and activities. Neighbors often travel by golf cart to visit friends or head to gatherings, creating a friendly and connected atmosphere. All of this is just three miles from Gulf beaches and close to shopping, restaurants, medical services, golf courses, and live entertainment, along with nearby outdoor recreation at Ann Dever Memorial Regional Park. Life here is about sunshine, water, and community at 258 Via Deluna.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $208 | $208 | $208 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $887 | $923 | $1,219 |
| Total Monthly Payment | $1,170 | $1,206 | $1,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.