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Welcome to this beautifully updated 4-bedroom, 2. 5-bath Colonial in the desirable Tangiers section of Shirley. From the moment you pull up, the curb appeal stands out with a manicured lawn, oversized driveway, and attached garage. Inside, the home offers a bright, open feel with hardwood floors, crown molding, and plenty of natural light throughout. The living room is spacious and inviting, flowing right into a formal dining area that’s perfect for entertaining. The updated kitchen features granite countertops, stainless steel appliances, and a comfortable eat-in area. Just off the kitchen is a large den with a half bath and laundry area, offering great additional living space. Two pellet stoves add both warmth and efficiency, creating a cozy feel during the colder months. Upstairs, you’ll find four generously sized bedrooms, including a primary suite, along with updated bathrooms that feel clean and modern. Each room offers good closet space and natural light, making the layout both practical and comfortable. The home also features a full basement, providing plenty of additional space for storage. The backyard is fully fenced and private, with plenty of room to relax or entertain. Owned solar panels help keep energy costs down and add long-term value. Located just minutes from beaches, shopping, and dining, this home offers the right mix of space, updates, and location.
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Our Executive Mortgage Banker:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $866 | $866 | $866 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,244 | $4,246 |
| Total Monthly Payment | $4,072 | $4,202 | $5,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.