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20 Dewitt St is a beautifully updated and move-in ready Cape Cod nestled on a quiet residential street! Situated on a 4, 000 sq ft lot, this charming home offers the perfect blend of comfort, style, and functionality. Featuring 4 bedrooms and 2 full bathrooms, the home provides a versatile layout ideal for a variety of living needs. The main level includes two spacious bedrooms and a full bath, perfect for convenient one-level living, guests, or a home office setup. Upstairs, you’ll find two additional generously sized bedrooms and a second full bath, offering privacy and flexibility. The sun-filled main level showcases a bright living room, an open dining area, and a beautifully renovated kitchen complete with white shaker cabinetry, stainless steel appliances, a modern backsplash, and ample counter space—perfect for both everyday living and entertaining. Fresh finishes throughout, including updated flooring and a neutral color palette, make this home truly move-in ready. The full basement provides excellent storage and endless potential for future finishing. Outside, enjoy a large, fully fenced backyard—ideal for entertaining, pets, or relaxing outdoors—as well as a private driveway for convenient off-street parking. Conveniently located just off of the Cross Island Parkway, Southern State Parkway and has quick easy access to JFK Airport. Also near schools, shopping and dining! This home offers both comfort and accessibility.
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Our Executive Mortgage Banker:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,999 | $679,999 | $679,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $922 | $922 | $922 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,755 | $4,077 | $5,647 |
| Total Monthly Payment | $4,769 | $5,091 | $6,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.