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Welcome to Cedar Valley! This bright corner unit offers the perfect blend of comfort and convenience, with potential for easy one-floor living. The main level features both bedrooms, while a spacious loft upstairs provides flexible bonus space—ideal for a home office, gym, guest area, or additional living space. Enjoy the ease of just two steps from the parking lot to your front door, with two conveniently located unassigned spaces right out front. Natural light fills the home, enhancing the open layout and inviting feel throughout. The kitchen features a functional layout with a pass-through to the living room, space for a small table, ceramic tile flooring, and newer stainless steel appliances, including an oven/stove less than one year old. A nearby pantry closet adds extra storage. The living room offers laminate flooring, a fireplace, and access to a private patio—perfect for relaxing outdoors. The primary bedroom includes a generous walk-in closet and a beautifully renovated en-suite bath with a shower stall. A second full bathroom with a tub/shower is located in the hallway. Additional closets throughout the home provide ample storage, along with a main-level laundry closet for added convenience. Upstairs, the expansive loft offers a versatile, airy space that easily adapts to your needs—whether as a home office, guest retreat, media room, or creative studio. Its generous size allows for multiple uses while maintaining an open, comfortable feel. The loft also offers excellent storage, including a dedicated closet housing the water heater and cooling system. Additional highlights include a brand new roof (March 2026) and a spacious exterior storage closet. Cedar Valley residents enjoy community amenities including a pool, tennis courts, and clubhouse. Ideally located less than a mile from the train station and the charming Village of Pawling, with its shops, restaurants, and bakeries. Dutcher Golf Course is just across from the main entrance, and live entertainment is minutes away at Daryl’s House.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $622 | $622 | $622 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,823 | $2,431 |
| Total Monthly Payment | $2,472 | $2,520 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.