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TOTAL PRICE IMPROVEMENT OF $19, 910. $317, 000 ASSUMABLE LOAN AT 5. 15%. After purchasing this home in late 2022 and completing numerous upgrades, the sellers are ready for their next chapter — more space for their growing family! This creates an incredible opportunity for buyers to step into a truly move-in-ready home. Whether you're a first-time buyer or a savvy investor, this property offers exceptional value with major improvements already in place. Plus, several first-time homebuyer programs may allow you to purchase with minimal out-of-pocket costs. Inside, you'll find thoughtfully curated updates throughout, including impact windows for peace of mind, a new front door, updated flooring, and fresh interior and exterior paint that give the home a clean, modern aesthetic. The big-ticket items have already been taken care of, featuring a new roof, new attic insulation, a new A/C unit and air handler, a tankless water heater, and a state-of-the-art front-loading washer and dryer — all designed to provide long-term value and minimize maintenance concerns. A standout feature is the solar panel system, keeping electric costs remarkably low at approximately $40 per month (grid connection fee only). In today's market, that level of efficiency is a major advantage. Step outside to enjoy a fully fenced backyard offering privacy and security — ideal for pets, children, entertaining, or simply relaxing. The newly installed deck awning provides the perfect shaded retreat to enjoy Florida's outdoor lifestyle year-round. One of the most unique features of this home is the approximately 378 sq. ft. garage conversion, currently configured as a fully functional efficiency complete with its own bathroom and kitchenette. This versatile space is perfect for an in-law suite, accommodating extended family, providing independence for a young adult, or generating rental income (annual rental or Airbnb). With no HOA and dedicated space to store a boat or RV — tucked away yet easily accessible — this property offers flexibility that's hard to find. Whether you're looking for your first home, a multi-generational setup, or an income-producing opportunity, this home truly checks all the boxes. Don't miss your chance to own a well-updated, energy-efficient property with flexibility, value, and room to grow.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,992 | $319,992 | $319,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $558 | $558 | $558 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,023 | $2,657 |
| Total Monthly Payment | $2,603 | $2,656 | $3,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.