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Discover the charm of 3447 Harlequin Drive, a beautifully maintained home that combines thoughtful upgrades, inviting indoor-outdoor living, and an ideal location in St. Cloud. Backing to conservation, the property offers a tranquil rear view and a sense of privacy that makes the backyard feel like your own peaceful retreat. The fully fenced yard and screened back patio create the perfect setting for relaxing or entertaining, while the screened front entry adds to the home’s welcoming feel.
Inside, the home features no carpet throughout, creating a stylish and low-maintenance living environment. Additional highlights include a beautiful brick paver driveway, a garage with a pull-down screen for added versatility, a 2025 A/C, and a security system included for added value and peace of mind.
Set in a community with a low HOA and neighborhood playground, this home offers both comfort and convenience. Located near major roadways, including the Florida Turnpike, you’ll enjoy easy access to Orlando’s world-famous theme parks, beautiful beaches, Orlando International Airport, and beyond. Plus, you’re just a short drive from shopping, dining, entertainment, the St. Cloud Lakefront, and downtown St. Cloud, where local events and community charm make this area such a wonderful place to call home. Come see today before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $235 | $235 | $235 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,972 | $2,578 |
| Total Monthly Payment | $2,206 | $2,282 | $2,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.