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One or more photo(s) has been virtually staged. If you're tired of paying rent or looking for a solid investment in one of Tampa Bay's most convenient suburbs, this one deserves a serious look. This 2-bedroom, 2. 5-bath townhome in Brandon's Providence community checks the boxes that actually matter. The unit backs to green space with no rear neighbors, a fenced backdrop that gives you breathing room most townhomes at this price point simply don't have, and a screened lanai that makes it easy to actually enjoy being home. Inside, the first floor is open and functional with tile throughout, a half bath for guests, and a kitchen with a pass-through to the dining area. Both bedrooms are upstairs with their own full bathrooms, a layout that works whether you're living there or renting it out. The primary bedroom has an ensuite and the new HVAC (2023) means one less thing to think about. The $267/month HOA covers cable TV, water, sewer, trash, exterior maintenance, grounds and access to the community pool, so for a first-time buyer or investor that's a significant chunk of your monthly expenses already bundled in. No CDD. FHA and VA financing accepted. Brandon puts you minutes from I-75, the Crosstown Expressway, schools, shopping, dining and nearby parks. At $147/SF this is priced to move. Come see it before someone else does the math first.
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$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,041 | $1,084 | $1,426 |
| Total Monthly Payment | $1,383 | $1,426 | $1,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.