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Charming 1900 country cottage perched above a lively babbling brook in historic south Williamstown. Cute, cozy, comfortable with a covered front porch facing south that invites lazy summer afternoons with a good book. The first floor provides an open living and dining space, adjacent to the eat-in sized kitchen and laundry room. There is a full bath, a small room off the kitchen that could serve as a bedroom, if needed, and the enclosed side porch ideal for cooler days. The second floor provides two charming bedrooms with sloping ceilings and another full bath. The rear outside features a brick patio for enjoying a meal or relaxation with the gentle sound of the brook. Just steps away is the historic Store at Five Corners offering breakfast, lunch, and dinner options on-premises or take out, as well as wine and other essentials. This property is also walkable to Waubeeka Golf Course; Williamstown Historical Museum; Cricket Creek Farm; and The Trustees Field Farm property on Sloan Rd: only 7 miles from Jiminy Peak Ski Resort, near Mt Greylock High School and only 4 miles south the town center. . This home, along with 22 other homes in this area, receives its water from the Waubeeka Spring. Residents on this system pay $500/yr. for unlimited use. The Spring is monitored for purity and meets all public water supply criteria under MA regulations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,162 | $1,210 | $1,614 |
| Total Monthly Payment | $1,500 | $1,548 | $1,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.