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Experience the perfect blend of rustic charm and modern luxury in this move-in-ready seasonal retreat. Set on a lush . 23+/- acre corner lot, this home has been meticulously maintained with a newer roof, exterior paint, gutters, plumbing, and water heater. The heart of the home is the chef-inspired kitchen, featuring quartz countertops, a classic farm sink, and custom wood cabinetry with soft-close doors. For those who love the atmosphere of a mountain cabin, the beautiful stone fireplace, in excellent working condition—now featuring a new cap—serves as a stunning centerpiece for cozy evenings. The living space nearly doubles with the 442+/- sq. ft. screened-in porch, a bright and airy sanctuary designed for morning coffee or enjoying the evening breeze while overlooking the trees. Beyond the porch, choose your relaxation spot: the cozy gazebo with an overhead fan, the expanded rock driveway for easy hosting, or the private fire pit. Located in the heart of Smallwood, you are steps away from the 130-acre Forest Reserve, Minnie Falls, and the dog park. With an optional memberships to the Pool and Lake Clubs you’ll gain access to Mountain Lake for swimming and fishing, plus tennis and basketball courts and or the only heated olympic size swimming pool this side of the Hudson. Just minutes from Bethel Woods Performing Arts Center and waterfront dining, this home offers the ultimate lake community lifestyle. Whether you are seeking a quiet sanctuary or a base for Catskills adventure, this turnkey property is ready for your next chapter.
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Our Executive Mortgage Banker:
Our Insurance Division:
$160,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $128,000 | $128,000 | $128,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $196 | $196 | $196 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $767 | $788 | $1,037 |
| Total Monthly Payment | $1,038 | $1,059 | $1,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.