2144 LAKESIDE Drive E, Fernandina Beach, FL, 32034 | $895,000

Tucked away in the heart of Egan's Bluff, this one checks a lot of boxes and then some. Sitting on ALMOST AN ACRE with towering oaks all around, it feels like your OWN SLICE OF AMELIA ISLAND that the rest of the world hasn't found yet. This 3 bedroom, 2 bath home offers 1, 868 square feet of living space but honestly, the outdoor living is where this property really shines. With that much land, you have all the room you need to create a one-of-a-kind backyard oasis that's completely your own. And the backdrop? A BEAUTIFUL WATER VIEW that's part of the Egan's Creek Greenway Preserve system so you're not just looking at water, you're looking at protected NATURAL FLORIDA AT IT'S BEST. **Wildlife**tranquility, and**views that no one can ever build on. Inside, vaulted ceilings give it that big, airy feel, and with all the natural light pouring in, YOU'LL NEVER WANT TO LEAVE. . . Some other updates include the primary bathroom with a jetted soaking tub and a walk-in shower. Fresh interior pain and a BRAND NEW 2026 ROOF mean the big stuff is already done. The garage has plenty of storage, and city water with septic keeps things simple and cost-effective. Here's what really makes this one special you're in Nassau County, so you're enjoying lower property taxes, AND you're just a short walk to the beach. *Nassau County Schools are RANKED #1 in the STATE OF FLORIDA that's not something you find just anywhere. No short-term rentals in this established neighborhood means your neighbors are actually your neighbors, the kind who wave when they see you and look out for each other. If you've been looking for a home with CHARM, SPACE & A SENSE OF COMMUNITY-THIS IS IT! Open House Sat 3-5pm(apr18th)

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Ranch
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,868
  • Acreage: 0.93
  • Est. Taxes: $4,012
  • HOA Fee: $265 Annually
  • Lot Desc: Irregular Lot
  • View: Canal, Creek/Stream, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Trash Compactor, Washer
  • MLS#: 2138989
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/2138989/2144lakesidedrivee_fernandinabeach_fl?source=qrflyer
Copyright © 2026  Northeast Florida Multiple Listing Service,
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of FERNANDINA BEACH REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2144 LAKESIDE Drive E, Fernandina Beach, FL, 32034

$895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $716,000 $716,000 $716,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $334 $334 $334
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,293 $4,409 $6,042
Total Monthly Payment $4,719 $4,835 $6,468

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.