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Unique opportunity for a 4 Bedroom PLUS Additional Bonus Bedroom and bath over garage makes this property suit for a multi-generational family, private guest suite, rentable bedroom, office, or otherwise flex space. Set on a tree lined street in The Ponds community that is surrounded by Nature and Protected Conservatory. This home is a commanding two-story residence, by Kolter Homes. The masterfully designed Calhoun floor plan offers 3, 041 square feet of Southern elegance. A classic Southern front porch sets the tone. Leading into a main level with 10-foot ceilings, transom windows, and detailed crown molding. The layout is both open and intentional. It has a bright dining space and butler's pantry, a flexible office set apart with french doors, and a spacious living area centered around a fireplace and natural light. From this living area it flows onto the screened-in porch and adjacent chef's kitchen, fully equipped with a stainless steel gas stove and premium appliances. The large island can accommodate at least 4 seats. Additional seating at the eat-in kitchen table area provides large or small gathering opportunities. Practicality meets convenience with a dedicated mudroom and drop zone shelves located just off the two-car garage, keeping the main living areas organized and tidy. The bonus area above the garage (FROG) includes a full private bathroom and large closet. It has its own controlled 2026 updated HVAC system zone for comfort. The second level floor includes a primary suite. This retreat is highlighted by tray ceilings and an expansive walk-in closet. The additional bedrooms are generously sized. With a total of three full bathrooms and one half-bath, the home is perfectly equipped for a busy household. The home features both recessed and upgraded light fixtures, brand new carpet, new paint throughout most areas. Beyond the front door, residents of The Ponds enjoy an unparalleled lifestyle rooted in nature and community. The neighborhood is guided by the work of The Ponds Conservancy, which focuses on preserving natural habitats, protecting water quality, and maintaining the balance between community living and the surrounding ecosystem. Residents enjoy an impressive collection of amenities including a community pool, pavilion and grilling stations, gardens, playgrounds, an open-air amphitheater, stocked fishing ponds, kayak and boat launch, Schultz Lake access, and miles of scenic trails where golf carts are welcome. The restored farmhouse at the heart of the community serves as a gathering place for events, while the Coffee Cottage offers a charming stop along the trails. The neighborhood is also home to the 25, 000-square-foot YMCA at The Ponds as well as a Fire & EMS station, providing both convenience and peace of mind. Families in the community also benefit from schools within the well-regarded Dorchester School District Two.
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Our Executive Mortgage Banker:
$510,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $408,000 | $408,000 | $408,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,512 | $2,576 | $3,388 |
| Total Monthly Payment | $2,604 | $2,668 | $3,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.