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Folks, we have a house. A REAL house. Not one of these brand-new ''luxury farmhouse'' boxes where every surface is gray and the backyard is approximately the size of a welcome mat. Nobody wants that. Very sad. This tremendous property offers: NO HOA. That's right. No committee deciding whether your garbage can has offended the neighborhood. REAL hardwood floors. Not "luxury vinyl oak-inspired weathered driftwood laminate. " Actual hardwood. A HUGE workshop and garage. Massive. People are saying it's one of the greatest workshops in the area. I don't know if it's true. That's just what people are saying. A lot so large that when you step outside, you don't immediately become part of your neighbor's dinner conversation. And let's talk about the trees. Mature trees. Beautiful trees. The kind of trees that were here before every developer in America decided every lot should be 0. 11 acres and named after a bird. Meanwhile, these new neighborhoods: [X] Tiny yards [X] Tiny driveways [X] Tiny garages [X] Tiny dreams At this house, you get space. You get character. You get options. You get a sunken den, hardwood floors, and enough workshop space to finally start that project you've been talking about since 2017. Strong house. Strong lot. Strong workshop. Some might even say this is the best house. A great house.
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Our Executive Mortgage Banker:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,528 | $1,592 | $2,102 |
| Total Monthly Payment | $1,603 | $1,667 | $2,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.