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Welcome to 241 Columbus St, a well-maintained 3 bedroom, 2. 5 bathroom home with a 1-car garage and a fully fenced backyard offering both privacy and space to relax, entertain, or let pets roam freely. Inside, you’ll find durable vinyl flooring throughout and an open, spacious kitchen that flows seamlessly into the main living area, creating a bright and inviting feel that’s perfect for gatherings or everyday living. Upstairs, all bedrooms and the laundry room are thoughtfully placed for convenience, including the primary suite featuring a walk-in closet and a fully tiled walk-in shower designed for comfort and ease. The layout offers a great balance of functionality and livability, making it ideal for a variety of lifestyles. Currently operating as a short-term rental, this property presents a great opportunity for investors looking for immediate income potential, while also being a strong option for first-time homebuyers seeking a move-in ready home in a prime location. Located just 5 minutes from Downtown St. Augustine and 10 minutes to St. Augustine Beach, with quick access to shopping, dining, and local attractions, this home puts you right in the middle of everything while still offering a quiet place to come home to. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,946 | $1,997 | $2,624 |
| Total Monthly Payment | $2,466 | $2,517 | $3,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.