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What a delight to experience cheery Midnight Pine Cottage, birdsong wafting in through the glass sliding doors into the crisp, white kitchen. This bright home was lovingly renovated in 2024, so the heavy lifting has been done, resulting in a stylish Catskills escape that’s wonderfully handy to so many of the area’s top attractions. You’ll arrive via a sleepy private lane and at #16 be greeted by daffodils and forsythia, pulling up to a sleek black home. The contrast of the exterior when stepping into the whitewashed great room enhances the feel of spaciousness and light. It’s a warm welcome with the living space and its corner wood stove setting the scene for relaxed gatherings. And it flows seamlessly to the crisp white kitchen with stainless steel appliances and a friendly breakfast bar. The owners’ redesign led with an emphasis on picture windows that frame the greenery of pines and maples that offer privacy on this nearly two acre property. So the interior sightlines often extend well beyond the walls. Nowhere is that more evident than in the dreamy library, where built-ins provide loads of display and storage opportunities, along with my favorite feature, the comfy window bench — an ideal locale for grabbing your favorite thriller or biography and getting lost in time. Of course you could roll up to your desk and knock out some work too. There is a modern bathroom with glass enclosed, tiled shower (love that moody blue gray) along the hall, followed by the two bedrooms, both with double exposure windows enhancing natural daylight. There is no doubt that morning coffee is carried straight out to the back deck where you can ease into the day in a peaceful setting and perhaps watch the darting squirrels (while they watch you). The long deck offers a handy vantage point for viewing the back lawn as it gently rises and meets with a small stone wall and the beginning of the woods. The large dining set up there is the go-to for summer hang-outs, especially with the stone fire pit nearby. Urbanites, especially, will appreciate the storage options: First, there is a spacious utility / laundry room just behind the sliding barn door in the kitchen. There you’ll find an extra fridge/freezer, Samsung washer / dryer set, furnace and water heater, and plenty of space to store stuff. There is also a shed, so no shortage of space to fill. Mountain Pine Cottage’s proximity to so many activities and amenities in Kerhonkson, Accord and further afield is a huge plus. Grab brunch 10 minutes away at Mill & Main, or sip cocktails and people watch at acclaimed Innes just a few minutes further. Grabbing locally-sourced groceries at Accord Market is just one of the many pleasures of living Upstate. Furniture and contents is available for separate sale.
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Our Executive Mortgage Banker:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $503 | $503 | $503 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,280 | $2,536 | $3,288 |
| Total Monthly Payment | $2,858 | $3,114 | $3,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.