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Escape to the peace and privacy of country living with this charming 3-bedroom, 2-bath home set on 5 spacious acres in Center Hill. Tucked away with cross fencing and plenty of open space, this property offers the feeling of getting away from it all while still being close enough to shopping, dining, and everyday conveniences when you want them. Recent updates include a 2016 metal roof, new HVAC with electric air and heat, new breakers for the AC, fresh interior and exterior paint, and a recently pumped septic, giving buyers added peace of mind. The home also features an electric dryer and stove, with a propane water heater for heat only. Outside, the property is ready for hobbies, animals, equipment, or simply enjoying the rural lifestyle, complete with a pole barn of over 1, 200 square feet, cross fencing, and no HOA. Whether you're looking for a quiet homestead, room to spread out, or a private retreat with convenient access to nearby shopping, dining, and amenities, this property offers the best of both worlds.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $113 | $113 | $113 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,721 | $2,870 | $3,756 |
| Total Monthly Payment | $2,926 | $3,075 | $3,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.