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32 Overhill Road, Warren, RI, 02885 | $479,000
Offer deadline is Tuesday April 14th at 5pm. Welcome to this charming ranch-style home located in the sought-after Laurel Park waterfront community, offering optional beach association membership. Enjoy access to a private beach on the Kickemuit River, along with swimming, a boat launch, and kayak/canoe storage. Situated on a corner lot, this home offers natural privacy and a peaceful backyard setting perfect for entertaining. Inside, you'll find a spacious living room with hardwood floors and abundant natural light, along with an eat-in kitchen that offers great functionality and space to gather. The main level features three freshly painted bedrooms and a full bath. The finished lower level provides valuable additional living space, complete with a full bathroom- ideal for guests, a home office, or flexible use, laundry area, and a hidden single-car garage. Enjoy summer days and evenings on the expansive wood deck, perfect for entertaining, along with a convenient storage shed and a fenced in backyard. Whether you're looking to downsize, purchase your first home, or enjoy a year-round coastal lifestyle, this move-in ready home offers comfort, convenience, and location. Homes like this in Laurel Park don't come up often don't miss your opportunity! *Grass has been enhanced for marketing purposes.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 1962
- Garage: 1-car Attached,Garage
- Heating: Forced Air,Oil
- Cooling: Window Unit(s)
- Basement: Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 1,296
- Acreage: 0.17
- Est. Taxes: $5,240
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Oven,Oil Water Heater,Range,Refrigerator,Water Heater,Washer
- MLS#: 1409096
- Website: https://www.raveis.com
/prop/1409096/32overhillroad_warren_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
32 Overhill Road, Warren, RI, 02885
$479,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,267 | $2,328 | $3,106 |
| Total Monthly Payment | $2,779 | $2,840 | $3,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB