|
|
Welcome to this beautifully maintained 3-bedroom, 2-bathroom single-family home with a versatile flex space offering 1, 861 square feet of smart, open-concept living designed for the way modern families actually live. Located in one of St Johns County's most desirable corridors, this home delivers the perfect combination of comfort, flexibility, and community in an area consistently recognized as one of Florida's best places to live and raise a family. The flex space sets this home apart -- whether you need a dedicated home office, playroom, or guest space, this bonus room adapts effortlessly to your lifestyle. From the moment you step inside, the seamless flow between the main living, dining, and kitchen areas creates a bright, connected atmosphere that feels both spacious and welcoming. Step outside and discover one of this home's true highlights: a generously sized, fully fenced backyard with a covered patio. Key Property Features: -Spacious Open-Concept Layout: 1, 861 sq ft single-family home with a flowing floor plan that seamlessly connects living, dining, and kitchen spaces -3 Bedrooms / 2 Full Bathrooms: Comfortable and functional bedroom count perfect for families, couples, or those working from home -Versatile Flex Space: Bonus room that can serve as a home office, playroom, media room, or 4th bedroom option -- you decide how it works for you -Light & Flow: Open-concept design maximizes natural light and creates an airy, comfortable atmosphere throughout -Kitchen: Centrally positioned within the open layout for easy entertaining and seamless everyday family living -Tile Flooring in common areas: Low-maintenance, cool-underfoot tile flooring across the entire home -- a smart and stylish choice for Florida living -Large Fenced Backyard: Fully fenced yard offering privacy, safety for children and pets, and ample space to garden, play, or entertain -Covered Patio: Enjoy Florida's outdoor lifestyle year-round with a covered patio ideal for dining al fresco, relaxing, or hosting gatherings -Low HOA: Enjoy the benefits of a well-kept community without the burden of high monthly fees -- a genuine value in St Johns County
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,999 | $319,999 | $319,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,049 | $2,679 |
| Total Monthly Payment | $2,409 | $2,488 | $3,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.