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Huge lot and ADU potential in this move-in ready home in the desirable Montrose area! Sun-drenched and extensively updated since its 2021 remodel, including a full interior/exterior paint, new luxury vinyl plank floors throughout the 2nd floor, and extra storage with custom built-in closets. The 1st floor features engineered hardwood floors, quartz countertops and SS appliances in the updated kitchen, and an open-concept layout leading to a dining room, an office and an enclosed porch turned into a playroom. The living room includes an electric fireplace and a slider to a large deck. Private, oversized . 48-acre lot where the house sits setback from the street, new shed (2025), kids play structure (2023), and adorable farmer's porch. The fully insulated detached garage is currently a gym/meditation room, and can be converted back prior to closing. Basement floor coated with Penntek concrete coating. Heating/AC systems (2021). Will be delivered with a row of fast growing evergreen trees.
| Type | Level |
|---|---|
| Bedroom 2 | Second |
| Bedroom 3 | Second |
| Dining Room | First |
| Kitchen | First |
| Living Room | First |
| Master Bedroom | Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $619,920 | $619,920 | $619,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $666 | $666 | $666 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,667 | $3,767 | $5,024 |
| Total Monthly Payment | $4,425 | $4,525 | $5,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.