4331 HARBOR HILLS DRIVE, Largo, FL, 33770 | $629,000

Enjoy this absolute gem of a property at 4331 Harbor Hills Drive.
Just about everything in this home is brand new and the home is NOT staged- it is being sold COMPLETELY FURNISHED.
A large open floor plan with a beautiful kitchen and brand new cabinets and kitchen island overlooks a dining room ideal for family fun gatherings. This home has two large areas for gathering with a spacious living room and an over 300 sq ft ultra-cozy back sunroom that is not included in the home's square footage. The master bedroom is ideally located in the back of the home and is complimented with its own en-suite bathroom. The second bedroom in the front corner of the home is large and will be the perfect guestroom. The third bedroom can be used as such or notice the current owner converted it into a hybrid office and bedroom, enjoying the front yard view while working from home. What else makes this home unique? Everything seems LARGE! There is a large hallway closet offering extra clothing and storage space. The guest bathroom is HUGE and the oversized laundry room will blow you away as doing laundry will seem like less of a chore and more like a convenience. As for 4-point essentials, you are good to go. New roof was installed at the end of 2022, new AC in 2021, new plumbing in 2019, all new electric wiring in 2025, brand new water heater installed in August 2025. The back sunroom had double-pane hurricane proof windows installed in 2023. Meanwhile, the kitchen and bedroom windows are all complete with Sunburst Shutters, automatically controlling heat and light in the home and giving it a unique and rich look. Your front yard and outside surroundings come with a wide circular driveway making holiday parties and gatherings a must. The backyard is ready for a bar-b-q and has plenty of room for a pool install if owners desire. The mango tree in the front yard continues to be the talk of the neighborhood during the fruitful summer, producing large and delicious fruit annually. And the home is glistening with fresh paint after being painted in November. The Harbor Hills neighborhood has a low annual HOA, addressing any issue without being overbearing. This home can be rented annually, monthly or as a weekly Air B&B. Located close to the beaches, restaurants and retail, this home is the perfect blend of convenience and relaxation. Come see for yourself today!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1963
  • Garage: 2-car
  • Heating: Central, Electric, Exhaust Fan
  • Cooling: Central Air
  • Approx Sq. Feet: 1,819
  • Acreage: 0.2
  • Est. Taxes: $4,451
  • HOA Fee: $100 Annually
  • Elem. School: Mildred Helms Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8487672
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/TB8487672/4331harborhillsdrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 12:47:07 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-282-1788

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4331 HARBOR HILLS DRIVE, Largo, FL, 33770

$629,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,200 $503,200 $503,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $371 $371 $371
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,937 $3,098 $4,078
Total Monthly Payment $3,400 $3,561 $4,541

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.